What is it?

Payday loans, also known as cash advances, payroll advances or paycheck loans, are a type of short term loan that consumers use to give themselves a little bit of extra funds between paydays. Consumers typically take these payday loans out in amounts ranging from $100 to $1000 when they are temporarily unable to make ends meet.

Payday loans are also known as an instant decision payday loans because of the speed at which they turn around your request. Perhaps you’ll make enough this month that you could pay for that emergency car repair or other urgent bill that needs paying off right now. If your paychecks are spread throughout the month, and you need the money NOW, a payday loan can get you the money quickly, sometimes in a matter of a few days.

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